Important Disclosures

The information provided through The Annuity Finder™ is intended for general educational and informational purposes.

It should not be considered individualized financial, investment, legal or tax advice or a recommendation to buy, sell, exchange or retain a particular financial or insurance product.

Individual circumstances vary.

Before making an important financial decision, consumers should consider their individual financial situation, objectives, income needs, time horizon, liquidity needs, risk considerations and other relevant circumstances.

Annuities are insurance products, and annuity contracts can differ materially in their features, limitations, fees, charges, surrender periods, withdrawal provisions, crediting methods, income benefits, riders, terms and conditions. Not every product, feature or strategy is available from every insurance company or in every state.

Insurance and annuity guarantees are subject to the terms of the applicable insurance contract and the financial strength and claims-paying ability of the issuing insurance company.

Annuity rates and product features may change, including interest rates, caps, participation rates, spreads, bonuses, income payout rates, rider terms, product availability and other contract features. Information appearing on The Annuity Finder should not be assumed to represent currently available product terms unless specifically identified as current. Consumers should review current carrier-approved materials and applicable insurance contracts before making a decision.

Tax and legal information provided through The Annuity Finder is general educational information only.

Tax laws and individual circumstances can vary and may change over time.

Consumers should consult appropriately qualified tax or legal professionals regarding their individual circumstances.

The Institute of Financial Wellness, LLC and/or insurance professionals and organizations affiliated with IFW may receive commissions, overrides, referral compensation or other compensation in connection with insurance or annuity transactions.

Compensation may vary based upon the insurance company, product, transaction and professional relationship.

Examples, illustrations and hypothetical scenarios appearing on the site are intended for educational purposes.

They do not represent promises or guarantees of actual results.

Actual outcomes depend upon the applicable insurance product, contract terms and individual circumstances.

Educational information, strategies and examples presented through The Annuity Finder do not guarantee financial outcomes or results.