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    Transparency & Legal

    Terms of Use

    These terms apply to your use of The Annuity Finder™, an educational resource powered by The Institute of Financial Wellness, LLC (“IFW”). By using this website, you agree to these terms.

    Educational Purpose

    The content, tools and resources on this site are provided for general educational and informational purposes and are not individualized financial, investment, tax or legal advice or a recommendation to buy, sell, exchange or retain any financial or insurance product. See our Important Disclosures.

    No Professional Relationship

    Using this site, submitting a form or requesting information does not by itself create an advisory, insurance or professional relationship. Any insurance product or transaction is subject to the applicable insurance carrier’s requirements, contract terms, state availability and suitability review.

    Acceptable Use

    You agree to use the site lawfully and not to interfere with its operation, attempt unauthorized access, scrape or reproduce content for commercial purposes, or submit false or misleading information through our forms.

    Intellectual Property

    The Annuity Finder™ name, logos, content, page designs and materials on this site are owned by IFW or its licensors and may not be copied, republished or distributed without permission, except for your personal, non-commercial use.

    Third-Party Links & Materials

    This site may link to third-party websites, insurance carrier materials or other resources. We do not control that content and are not responsible for its accuracy, availability or practices.

    No Warranties

    The site and its content are provided “as is” without warranties of any kind. We do not warrant that the content will be error-free, complete or current, and product rates, features and availability may change.

    Limitation of Liability

    To the extent permitted by law, IFW and its affiliates are not liable for any indirect, incidental or consequential damages arising out of your use of the site or reliance upon its educational content.

    Changes to These Terms

    We may update these terms from time to time. Continued use of the site after changes are posted indicates your acceptance of the updated terms.

    Contact

    Questions about these terms may be sent to hello@annuityfinder.com.